This is the most aggressive mortgage available. There is no down payment required and all closing costs and taxes can be paid by the seller. 

 VA loans are a home mortgage granted by a lending institution to qualified veterans of the U.S. Armed forces or to their surviving spouses and guaranteed by the VA. The guarantee reduces risk to the lender for all or part of the purchase price on conventional homes, mobile homes, and condominiums. Because of this federal guarantee, banks can afford to provide 30-year VA mortgages on favorable terms with a relatively low down payment even during periods of tight money. Interest rates on VA mortgages, formerly fixed by the Department of Housing and Urban Development together with those on Federal Housing Administration (FHA) mortgages, are now set by the VA.

VA mortgages comprise an important part of the mortgage pools packaged and sold as securities by such quasi-governmental organizations as the Federal Home Mortgage Corporation (Freddie Mac) and the Government National Mortgage Association (Ginnie Mae).
 

Please Contact Us to discover if this is the right loan for you.

 You can rest assured that our dedicated staff of professional Loan Officers will work hard to make sure your needs are satisfied.